Home Loan Mortgage Financing | San Diego CA
San Diego Home Loan Mortgage Financing | Commercial, Conventional, Fixed, FHA, HELOC, Jumbo, SBA, Stated Income & VA Loans
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Are you contemplating the purchase of a home or considering the refinance of an existing mortgage? If so, it’s critical and wise to work with Home Loan Mortgage Experts that can offer you a vast array of loan options and close your loan expeditiously. We are Home Loan Professionals and have been providing our clients with the very best personalized loans the industry offers. We are licensed by the NMLS (Nationwide Mortgage Licensing System) and the California Department of Real Estate ❖
Home Loan Mortgage Services serving all locations in San Diego County. Including Carlsbad, Cardiff, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Escondido, Fallbrook, Hillcrest, Imperial Beach, La Costa, La Jolla, La Mesa, Leocadia, Murrieta, National City, Oceanside, Poway, San Diego, San Marcos, Santee, Solana Beach, Vista and all the city locations in between.
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A Fixed-Rate Mortgage is a home loan option with a specific interest rate for the entire term of the loan. Essentially, the interest rate on the mortgage will not change over the lifetime of the loan and the borrower's interest and principal payments will remain the same each month.
A Conventional Loan is a Mortgage Loan that's not backed by a government agency. These loans come in all shapes and sizes, and while they don't provide some of the benefits as FHA, VA and USDA loans, conventional loans remain the most common type of mortgage loan.
An FHA Loan is a type of Government-Backed Mortgage Loan that can allow you to buy a home with looser financial requirements. You may qualify for an FHA loan if you have debt or a lower credit score. You might even be able to get an FHA loan with a bankruptcy or other financial issue on your record.
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A Home Equity Line Of Credit is also known as a HELOC. A HELOC is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards. You can use the funds to improve your home, facilitate repairs or just about any other purpose.
A loan is considered Jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac. Currently $647,200 for a single-family home in all states (except Hawaii and Alaska and a few federally designated high-cost markets, where the limit is $970,800).
A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan.
Adjustable-Rate Mortgages (ARMs), also known as variable-rate mortgages have an interest rate that may change periodically. The rate can change depending on changes in a corresponding financial index that's associated with the loan. Generally speaking, your monthly payment will increase or decrease if the index rate goes up or down.
A VA Loan is a Mortgage offered through a U.S. Department of Veterans Affairs program. VA loans are available to active and veteran service personnel and their surviving spouses, and are backed by the federal government but issued through private lenders.
An Interest-Only Mortgage is a loan with scheduled payments that require you to pay only the interest for a specified amount of time. The amount that you owe on the loan does not go down with each payment. Once the interest-only period ends, you may have several options: Paying off the loan balance all at once.
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Since 1995 • License NMLS 234892 • DRE 01364816
Home Loan Mortgage Services | Serving San Diego County | The Cities Of Carlsbad | Chula Vista | Coronado | Del Mar | El Cajon | Encinitas | Escondido | Fallbrook | Hillcrest | Imperial Beach | La Mesa | Lemon Grove | National City | Oceanside | Poway | San Diego | San Marcos | Santee | Solana Beach | Vista
San Diego Home Loan Mortgage & Financing | Adjustable, Commercial, Conventional, Fixed, FHA, HELOC, Jumbo, SBA, Stated Income & VA Loans.
Serving San Diego 30 Years
Home Purchase & Refinancing
Contemplating the purchase of a home or considering the refinance of an existing mortgage? If so, it’s critical and wise to work with Home Loan Mortgage Experts that can offer you a vast array of loan options, not to mention closing your loan expeditiously. We are Home Loan Professionals and have been providing our clients with the very best personalized loans the industry offers. We are licensed by the NMLS (Nationwide Mortgage Licensing System) and the California Department of Real Estate ❖
Home Loan Mortgage Services serving all locations in San Diego County. Including Carlsbad, Cardiff, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Escondido, Fallbrook, Hillcrest, Imperial Beach, La Costa, La Jolla, La Mesa, Leocadia, Murrieta, National City, Oceanside, Poway, San Diego, San Marcos, Santee, Solana Beach, Temecula, Vista and all the city locations in between.
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A fixed-rate mortgage is a home loan option with a specific interest rate for the entire term of the loan. Essentially, the interest rate on the mortgage will not change over the lifetime of the loan and the borrower's interest and principal payments will remain the same each month.
A conventional loan is a mortgage loan that's not backed by a government agency. These loans come in all shapes and sizes, and while they don't provide some of the benefits as FHA, VA and USDA loans, conventional loans remain the most common type of mortgage loan.
An FHA loan is a type of government-backed mortgage loan that can allow you to buy a home with looser financial requirements. You may qualify for an FHA loan if you have debt or a lower credit score. You might even be able to get an FHA loan with a bankruptcy or other financial issue on your record.
A Home Equity Line Of Credit is also known as a HELOC. A HELOC is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards. You can use the funds to improve your home, facilitate repairs or just about any other purpose.
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac. Currently $647,200 for a single-family home in all states (except Hawaii and Alaska and a few federally designated high-cost markets, where the limit is $970,800).
A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan.
Adjustable-rate mortgages (ARMs), also known as variable-rate mortgages have an interest rate that may change periodically. The rate can change depending on changes in a corresponding financial index that's associated with the loan. Generally speaking, your monthly payment will increase or decrease if the index rate goes up or down.
A VA loan is a mortgage offered through a U.S. Department of Veterans Affairs program. VA loans are available to active and veteran service personnel and their surviving spouses, and are backed by the federal government but issued through private lenders.
An interest-only mortgage is a loan with scheduled payments that require you to pay only the interest for a specified amount of time. The amount that you owe on the loan does not go down with each payment. Once the interest-only period ends, you may have several options: Paying off the loan balance all at once.
Since 1995 • License NMLS 234892 • DRE 01364816
Home Loan Mortgage Services | Serving San Diego County | The Cities Of Carlsbad | Chula Vista | Coronado | Del Mar | El Cajon | Encinitas | Escondido | Fallbrook | Hillcrest | Imperial Beach | La Mesa | Lemon Grove | National City | Oceanside | Poway | San Diego | San Marcos | Santee | Solana Beach | Temecula | Vista